Improving bank capitalization is a major goal for the Governing and Managing Boards of Banks. A well capitalized bank has many advantages in securing greater lending capability with lower funding costs, optimized balance sheet structure and improved financial results.
ALMetrics provide a range of services assisting banks in developing a pro-active and integrated balance sheet management process. Our approach gives a guaranteed improvement of 10% in Net Interest Income, with low-risk strategies and proven methodology, with our experience and knowledge gained and applied over 20 years with many clients.
Our approach to identifying how and where improvements are made means that the Bank is involved fully with Sponsor and Champions appointed to enable the changes required. Strategy alignment is achieved with Board and senior management involvement in the whole process, changes being introduced at a pace that puts the Bank in control. Our approach is about understanding the current position, developing the new balance sheet strategy using the Strategy Decision Matrix and establishing revised management processes.
Assignments delivered have covered Asset Liability Management and Funds Transfer Pricing optimization, creating real and lasting effect on balance sheets. We are experienced and skilled in delivering these improvements in many banks and can demonstrate how we can improve your Net Interest Income and Net Profit Margin returns. When your priorities as a Managing or Supervisory Board member are ALM and FTP, talk to us first to see how we can impact your bottom line returns.
Use our contact page to send us a brief description of your expectations and to explore further how we can work together to achieve your goals.