Results

Slide1

+10% improvement in NIM.

Risk based pricing and capital allocation away from unprofitable business.

SDM focus area - capital optimization.

Slide2

+9% improvement in NIM first year.

Balance sheet restructuring and deposit pricing.

SDM focus area - balance sheet mix and pricing.

Slide3

+7% reduction in cost of funds.

Funding optimization.

SDM focus area - liquidity management.

Slide 4

+16% improvement in NIM

Balance sheet retructure, pricing and IRR management.

SDM focus area - NIM improvement.

The above are just a snapshot of examples which demonstrate typical results achieved for several of our clients.

SDM is our proprietary Strategy Decision Matrix. This is tailored to suit individual clients’ needs and requirements. Each client has a unique on and off balance sheet mix and corporate strategies influence how this mix will best be optimized. We use our SDM to direct how and where the optimization will have best effect to achieve the improvement in performance.

Our clients confidentiality is of paramount importance to us. We do not share client data with any other party. To determine how your bank performs in comparison with your peer group, we use anonymized industry benchmarks. This allows us to provide best practice metrics whilst retaining confidentiality.

Contact us to see how we can improve your Net Interest Margin through Asset Liability Management and Funds Transfer Pricing to deliver Balance Sheet Optimization for your specific requirements.